Banana Chocolate Chip Muffins with Cottage Cheese are a wholesome twist on a classic favorite. These muffins are soft, moist, and studded with melty chocolate chips — all while sneaking in a protein punch thanks to cottage cheese. Whether you’re baking for breakfast, a lunchbox snack, or a sweet afternoon treat, these muffins are guaranteed to hit the spot. And yes, they’re kid-approved and freezer-friendly too!

Table of Contents

❤️ Why You’ll Love This Recipe

Banana Chocolate Chip Muffins with Cottage Cheese

Protein-packed from cottage cheese and eggs
Naturally sweetened with bananas and maple syrup
Moist texture without butter or refined sugar
Perfect make-ahead snack — freeze and reheat anytime
Easy to customize with gluten-free or dairy-free swaps
No fancy equipment — just bowls, a spoon, and an oven!

🛒 Ingredients

2 ripe bananas (mashed)
½ cup cottage cheese
½ cup maple syrup
⅓ cup unsweetened applesauce
2 tablespoons light olive oil
2 teaspoons apple cider vinegar
1 teaspoon vanilla extract
2 eggs
1 egg white
2 cups oat flour
½ cup almond flour
⅓ cup cocoa powder
1½ teaspoons baking powder
½ teaspoon baking soda
1 teaspoon cinnamon
½ teaspoon salt
½ cup chocolate chips (+ extra for topping)

👩‍🍳 Instructions

Preheat oven to 425°F (220°C). Line a muffin tin with paper liners and lightly spray with oil.
In a large bowl, mash bananas until smooth.
Blend in cottage cheese, maple syrup, applesauce, olive oil, vinegar, and vanilla extract until well combined.
Add eggs and egg white. Whisk until the mixture is light and smooth.
In a separate bowl, whisk together dry ingredients: oat flour, almond flour, cocoa powder, baking powder, baking soda, cinnamon, and salt.
Fold dry mixture into the wet batter. Do not overmix.
Stir in chocolate chips gently using a spatula.
Scoop batter into the prepared muffin tin, filling each about ¾ full. Top with extra chocolate chips.
Bake at 425°F for 5 minutes, then lower the temperature to 350°F (175°C) and bake another 18–20 minutes.
Cool in pan for 5 minutes, then transfer to a rack. Serve warm or reheat before eating.

⏱️ Recipe Details

Prep Time: 15 minutes
Cook Time: 25 minutes
Total Time: 40 minutes
Servings: 12 standard muffins
Skill Level: Easy to Intermediate

🍽️ Nutrition Facts (Approximate per muffin)

Calories: 180
Protein: 6g
Carbohydrates: 20g
Sugars: 10g
Fat: 8g
Fiber: 3g

(Note: Nutrition may vary based on ingredient brands.)

🧁 Tips & Variations

No applesauce? Swap with plain Greek yogurt.
Make it gluten-free: Use certified GF oat flour.
Want it sweeter? Add 1–2 tablespoons coconut sugar.
Dairy-free option: Use almond-based cottage cheese.
Storage: Store in an airtight container for 3 days or freeze up to 2 months.
Reheating: Microwave 15 seconds for that warm-from-the-oven taste.

Banana Chocolate Chip Muffins with Cottage Cheese

Moist, chocolatey, and secretly healthy, these muffins are packed with protein and naturally sweetened. Perfect for breakfast or snacking.

Print Recipe Pin Recipe

Prep Time 15

Cook Time 25

Total Time 40

Course Dessert

Cuisine American

Servings 12 muffins

Calories 180 kcal

Equipment

Mixing bowls
– Muffin tray
– Paper liners
Spatula
Whisk

Ingredients

– 2 ripe bananas mashed
– ½ cup cottage cheese
– ½ cup maple syrup
– ⅓ cup unsweetened applesauce
– 2 tbsp light olive oil
– 2 tsp apple cider vinegar
– 1 tsp vanilla extract
– 2 eggs
– 1 egg white
– 2 cups oat flour
– ½ cup almond flour
– ⅓ cup cocoa powder
– 1½ tsp baking powder
– ½ tsp baking soda
– 1 tsp cinnamon
– ½ tsp salt
– ½ cup chocolate chips + extra for topping

Instructions

Preheat oven to 425°F (220°C). Line a muffin tray with liners and lightly oil them.
Mash bananas in a bowl.
Blend in cottage cheese, maple syrup, applesauce, oil, vinegar, and vanilla.
Whisk in eggs and egg white.
In a separate bowl, combine dry ingredients.
Fold dry into wet mixture.
Stir in chocolate chips.
Fill muffin cups and top with more chips.
Bake at 425°F for 5 min, then 350°F for 20 min.
Cool and enjoy warm or reheated.

Notes

Freeze well. Reheat for 15 seconds before eating for best flavor.

Keyword Banana Chocolate Chip Muffins with Cottage Cheese

❓ FAQs

Can I make this recipe without cottage cheese?
Yes! Substitute with full-fat Greek yogurt or ricotta cheese.

How do I prevent muffins from sticking?
Use quality muffin liners and lightly spray them with oil before filling.

Can I use regular flour instead of oat/almond?
Yes, use 1½ cups all-purpose flour instead of oat + almond, but texture may change slightly.

🥄 Conclusion

These Banana Chocolate Chip Muffins with Cottage Cheese are a game-changer — soft, satisfying, and secretly nutritious. Whether you’re meal prepping or baking for loved ones, this recipe brings both flavor and fuel to your day. Don’t forget to double the batch — they disappear fast!